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Filter: Debt
Is it really farewell to that pesky salary attachment order?

07 October 2016

I have read a recent article that says that due to a recent court judgement, salary attachment orders are no... longer allowed. Is this correct and does that mean that the order against my salary is no longer valid?

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205
Article
Beware of the dangers of prescription

07 July 2016

I lent money to a business partner nearly 3 years ago when he was in a bit of financial trouble.... It wat not a massive amount, so I did not press him for the money. He recently won a big contract and I know things are going better with his business. When I asked him to pay back my loan, he refused and said that my claim had prescribed so there was nothing I could do and he was not going to pay it back. Surely this cannot be the case?

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229
Article
Municipal Rates – Your liability for historical debt

02 June 2016,  Andries Oberholzer

You just bought your first home and moved in - you receive a notice that there is an unpaid municipal... debt payable with respect to the property and that the property is to be sold, failing payment of the arrears.  Is this possible?

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677
Article
Credit agreements: You must get a notice before being sued

09 May 2016

I received a summons today from a credit provider that gave me a personal loan. I admit that I have... missed a payment or two on the loan, but did not think that I was that far behind. Surely they must at least have called me or written a letter asking me to pay up before running to court? It’s not even a big amount outstanding and now I may have to pay legal costs as well.

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200
Article
Am I really responsible for the municipal debts of a previous owner?

11 April 2016

I bought a house a few months ago. The municipality issued a rates clearance certificate to the seller and the... property was transferred in my name. When I recently queried a high water account with my municipality, the municipality responded by saying that there is still quite a large arrear debt against the property and that unless I pay they will take steps against me to collect and even sell my property if necessary. Surely this can’t be lawful?

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333
Article
How to change my ‘slow payer’ status

14 December 2015

I’m struggling to buy a car because I cannot get financing. I’ve had some financial problems which resulted in some... of my accounts falling behind. All my debt is paid off at this point but my credit record shows that I am a ‘slow payer’. Is there any way I can have this removed from my record?

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168
Article

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